Capital Alpha

Capital
Alpha Fund

Put money beside people you trust — without needing to pick stocks.

An invite-only Alpha Fund for close friends and family — clear tracking, no charge, by design.

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Live track record

How the Alpha Fund is doing — versus the market.

Full track record →

Live numbers from the same production books as the internal dashboard. Defaults to the full audited record vs the S&P 500 — switch windows to compare YTD or recent periods. Past performance does not guarantee future results.

NAV return (audited)
0.00%
Oct 31, 2025 → Aug 1, 2026 · same books as the internal dashboard
Alpha Fund value
$0.00
Assets under management as of Aug 1, 2026 (size, not return).
vs S&P 500
0.00%
Alpha since first audited valuation — same figure as /app

Performance vs S&P 500

Oct 31, 2025 → Aug 1, 2026

Fund return
+37.88%
S&P 500
+9.53%
Alpha
+28.36%
Alpha Fund S&P 500
0%+20%+40%Oct 31, 2025Mar 4, 2026Apr 29, 2026Aug 1, 2026

Time-weighted per-unit (NAV) return vs the S&P 500 (SPY price return) over the same calendar window — the fair comparison to an index. This is not the % change in total dollars in the account; deposits raise that balance without being investment performance. NAV is carried from the last mark on or before the start date. Past performance does not guarantee future results.

Fund value over time

dollars in the account
$6,000.00$8,000.00$10,000.00$12,000.00Oct 31, 2025Feb 23, 2026Apr 29, 2026Aug 1, 2026

Account value rises with both market gains and new deposits — use NAV return above for performance vs the index.

Fund size goal · $100k

11.8% of goal · as of Aug 1, 2026

$11,841.23of $100,000.00

Actual fund value (includes deposits) — not a return %

$0.00$1,000.00$100,000.00

In plain English

This is the Alpha Fund.

Friends and family kept asking how they should invest. I am not a licensed advisor, I cannot charge for managing money this way, and running a separate account for every person was never realistic.

So people I already know can put money into the Alpha Fund. Everyone owns a share of it. When investments do well, every share grows. When they do poorly, every share shrinks.

There is no app to download and no stock-picking homework for you. You send money, it gets invested in the Alpha Fund, and you check your share on a private link.

Why this exists

Help people close to me — and build a real public track record.

Short term: friends and family get a clean way to benefit from the same investment decisions without needing a personal advisor relationship.

Longer term: this site documents growing the Alpha Fund's size from a $1,000 marker toward $100,000, alongside a public NAV track record vs the market. Size and return are different numbers. If results stay strong, that record is meant to support a possible future step into a formal, licensed fund. That is a maybe — not a promise, and not what this site is offering today.

For now, this stays free, informal, and limited to people who already know me.

How to join

Only if we already know each other — and you accept the terms.

There is no form on this website. If you do not already have a personal way to reach me, this offer is not for you.

Step 1

Reach out

Text, call, or talk in person. Say you want to put money in. I will tell you whether it is a fit and what comes next.

Step 2

Review the terms

Before any money moves, you will be asked to accept a short set of terms so everyone is clear on risk, process, and privacy.

Step 3

Send the money

You will get exact instructions — usually a normal transfer you already use. Wait for those before sending anything.

Step 4

Get your private link

Once the deposit is in and recorded, you get a personal link to watch your share. Bookmark it — that is your access.

Terms everyone accepts

Same page before any money moves.

We will walk through these when you ask to join. This is the substance — not a surprise later.

  1. 01

    You already know me personally

    This is not open to the public. You already have a normal way to reach me — text, call, in person. There is no stranger signup.

  2. 02

    You can lose money

    You confirm you understand this is investing, not a savings account, and that balances can go down as well as up.

  3. 03

    This is not paid advice

    I am not acting as your licensed advisor and I am not charging you. You are choosing to put money into the Alpha Fund, managed informally.

  4. 04

    Cash moves by arrangement

    Deposits and withdrawals happen through transfers we coordinate — not an ATM button. Getting money out can take a few days.

  5. 05

    Your link is private

    You agree to keep your personal tracking link to yourself. It shows your share only; other members’ details stay private.

Getting money back out

Want to cash out? Just ask. There is no ATM button.

Tell me how much you need (some or all). I sell what is needed from the Alpha Fund account, send the cash back the same way we usually exchange money, and update the books so your share shrinks by the right amount.

This is not instant like a bank withdrawal. Markets, weekends, and transfer times can add a few days. Plan ahead if you know you will need the money by a certain date — and please do not invest money you might need next week.

Keeping track

Your private link shows only your money.

No password, no app store. When you open the link you are sent, you can see how much you put in, what it is worth now, profit or loss, and a simple comparison to the broad U.S. stock market. You will not see other people's names or balances.

Anyone can also view the public track record for the Alpha Fund — performance and activity, still without member identities.

Words you might hear

A tiny glossary — no quiz later.

Your share / units
When you put money in, you buy a share of the Alpha Fund. We track that as "units" so timing is fair — like a mutual fund, without you needing a brokerage login.
What your money is worth
Investments are marked to market from time to time. Your balance = your share × that updated value. Between updates, the number can be a little stale.
S&P 500
A common yardstick for the overall U.S. stock market. We show it so you can compare "how we did" to "how the market did."
Alpha
The gap between the Alpha Fund's NAV return and the S&P 500 (SPY price) over the same period. Positive means better than the yardstick; negative means worse.
Fund value vs NAV return
Fund value is total dollars in the account. NAV return is how each share performed. Adding money raises fund value; it does not raise NAV return.

Please read this

Honest limits — said upfront.

  • You can lose money. Investing is not a guarantee.
  • This is not a bank, not FDIC insured, and not a registered product sold to the public.
  • I am not a licensed financial advisor and cannot charge for this service. It is a private friends-and-family arrangement.
  • Any future licensed fund would be a separate project with its own rules. Nothing here is an offer for that.
  • Only join if you trust me personally, accept the terms, and understand the risks. Ask before sending money.

Public notes

Want to follow the thinking? That part is free and public.

The Capital Alpha Substack is public writing about markets and positions. Reading is for anyone. Being in the Alpha Fund is separate and only by invitation.

Common questions

Still wondering about something?

Do I need an account or password?

No. After you join, you get a private link. Open it anytime on your phone or computer to see your share. Bookmark it — there is nothing to log into.

Is this like a bank account?

No. Money in the Alpha Fund is invested in the stock market and related investments. The value goes up and down. It is not FDIC insured, and it is not a savings account.

Can I lose money?

Yes. Markets fall sometimes. You can get back less than you put in. Only put in money you can afford to leave invested for a while.

Are there fees? Why is it free?

This arrangement cannot legally be charged for — and it is not. No management fee, no cut of profits. That is also why it stays invite-only for people who already know me personally.

Who is allowed to join?

Only people who know me personally and already have a way to contact me. There is no public signup and no open offer to strangers. Even then, joining means accepting a short set of terms so everyone understands the risks and how money moves.

Is this run by a licensed advisor?

No. I am not licensed. This is an informal friends-and-family arrangement around the Alpha Fund — not a commercial advisory service and not a public fund offering.

What is the $1,000 → $100,000 goal?

That is a public fund-size goal: grow the Alpha Fund’s actual value toward $100,000 (it started from a $1,000 marker). The meter shows how large the fund is today — including money people have added — not how much the investments have returned. For investment performance, use the NAV return vs the S&P 500 above.

Why doesn’t “account up X%” match the YTD return?

Deposits raise the total dollars in the fund without counting as investment return. We report time-weighted per-unit (NAV) return so it can be compared fairly to the S&P 500 — the same way a mutual fund does.

What if I want more money in later?

Same process as the first time: tell me, send the transfer I ask for, and it gets recorded. New money buys into the Alpha Fund at whatever the value is on that day — you do not get credited for gains from before you added it.

What is the Substack for?

Public writing about markets and positions — free for anyone to read. Being in the Alpha Fund is separate and private; reading the notes does not mean you are invested.

Anything else — including "can I join?" — just ask me directly. That conversation is the only front door.